Football Manager 2023 Transfer Budgets

Discover the top 100 clubs with most money in FM23 as we hand you the massive list of Football Manager 2023 transfer budgets and wages – your chance to find a club to manage in FM23. Be able to delve into the ‘crazy’ transfer market immediately by signing some of the best wonderkids and international star players more easily.

If you wonder who are the richest clubs in Football Manager 2023 you have come to the right place!

Whether you desire to manage at a club with the leeway to recruit the players you want to enhance the quality of the squad, or wish to know how much money rival clubs got available to spend on new signings at the start of first season of Football Manager 2023, we have created a massive list of Football Manager 2023 transfer budget and wages – those clubs with the highest starting transfer budget in FM23.

Editor’s Pick

Top 100 Clubs With The Highest Transfer Budgets & Wages in Football Manager 2023 Revealed

To continue on last year’s success we reveal the top 100 Football Manager 2023 clubs starting transfer budget and wages at the beginning of the 2022-23 season.

By managing at a club with the biggest transfer budget in Football Manager 2023 you will have more leeway in recruitment of players. Perhaps, you’d like to rebuild the club by signing some of the Football Manager 2023 best players, or sign a handful of the best wonderkids in FM23 which can improve your team into a title candidate as these clubs got enough money to spend to dip your toes in the transfer market right from the beginning.

Our massive list of Football Manager transfer budgets lets you scour a number of nations and regions for the perfect challenge; either you want to start a new save without worrying about the club’s financial situation, or on the contrary discover clubs in a less beneficial financial situation – with limited funds available.

About the Ranking of FM23 Transfer Budgets

This year, we have limited this list of Football Manager 2023 transfer budgets to clubs with more than €4.5Million available to spend on signings at the beginning of 2022-23 season. We have decided to not include unplayable leagues which require a database extension to unlock – like clubs in Egypt, Kuwait or Qatar.

Football Manager 2023 richest clubs by turnover

Which clubs will have the biggest transfer budget and funds available to buy some five-star wonderkids and elite players? Will the English Premier League clubs still lead the way or can Bayern Münich, Paris Saint-Germain or Real Marid battle for the top spot? Will the takeover of Newcastle United mean the club will be THE richest football club?

Without revealing too much, the rankings of the richest clubs in Football Manager 2023 or those with the most funds available at start of FM23 includes almost ‘every’ club in the English Premier League whilst there are limited teams from Spanish La Liga, Bundesliga, Serie A TIM, Ligue 1 and any other competition where broadcasting rights in the media, sugar daddies and tycoon companies put their mark on the economic strength of the clubs to maneuver in the highly inflated transfer market.

The Impact of The Pandemic

The impact from the pandemic is still apparent for most clubs around the globe, as transfer budgets and overall finances have been heavily hit.

With reduced income from gate receipts and generally lower revenues, clubs that use a large percentage of their revenue on wages have been forced to sell players to balance their books. The situation is so critical that some have even been forced to terminate players’ contracts to ensure the clubs’ transfer budgets and wages are competitive in today’s transfer market.

This means our overview of the Football Manager 2023 transfer budgets and wages has never been as important as this year. It gives you an insight into the club’s financial situation in Football Manager 2023 and might give you an indication of their level of transfer market activities at the start of the 2022-2023 season.

Our ranking is primarily based upon clubs with the most money available for transfers when no adjustments have been made between wages and transfers, or the other way around.

It means that there might be more money available to allocate (primarily by reducing the wage budget), which in turn increases the remaining transfer budget. In some circumstances, adjusting and maximizing the transfer budget might affect the remaining wage budget negatively. The negative wage budget may force you to sell one or more players, or reduce your wage bill by renegotiating contracts, to be able to keep a positive balance. Learn how to make budget adjustments below.

How to Make Budget Adjustments in Football Manager:

Football Manager 2023 Tottenham transfer budget — Tottenham’s transfer budget and finances in FM23

The starting transfer budget for each of the clubs equals to what is set for the first season (2022-2023) when you control the team. The remaining transfer budget or wage budget can be further altered further for those clubs with a positive balance – either decreased or increased by adjusting the budget.

There are several ways to adjust the transfer budget in Football Manager.

Head to Transfers > Click On Transfer Budget Remaining > Drag the slider > Confirm
Go to Club Vision > Board > Locate Adjust Budget (in the bottom right corner) – Drag the Slider to the left or right depending on if you got funds available – Click Confirm.
You can also alter the wages and transfer budget from an ‘action news item’ for example when making a transfer bid. See Budget Adjustment in the top right corner.
Or go to the summary of Finances and locate ‘Make Budget Adjustment‘ on the right side. From here you can also make budget requests.

* Note! You can’t edit the remaining transfer budget until the club’s season expectations are agreed upon.